Privacy Policy & Terms — CAnearby (ASGSB & Associates / ASG Learning)

Privacy Policy

Last updated: 16 October 2025

1. Introduction

CAnearby (operated by ASGSB & Associates) provides professional accounting, audit, tax, GST and training services under the brand ASG Learning. This Privacy Policy explains how we collect, use, and protect personal information when you use our website canearby.com, contact us, or use our training services.

2. Data We Collect

We collect the minimum personal data necessary to deliver our services. Typical categories include:

  • Identity & contact data: name, firm name, postal address, email, phone number.
  • Professional data: PAN, GSTIN, incorporation documents, financial statements, bank details (when needed for services).
  • Training & educational data: course enrolment details, progress, certificates, student ID (for ASG Learning).
  • Usage data: IP address, browser user-agent, pages visited, and form submissions.
  • Payment data: payment references, transaction IDs (payments are processed via third-party gateways—we do not store full card data).

3. How We Use Your Data

We use personal data for these purposes:

  • Provide and manage CA services, training, invoices, and communications.
  • Process payments and refunds via authorised payment gateways.
  • Comply with legal and regulatory requirements (tax audits, KYC for certain services).
  • Improve our website, training content, and support.
  • Send service-related updates, course reminders, or marketing where consented.

For clients in India and other jurisdictions, processing is necessary for contract performance, compliance with legal obligations, or with your consent. We retain client records and training data as required by law and for as long as needed to provide services (typically 7 years for statutory records unless a different period applies).

5. Cookies & Tracking

Our website uses cookies and similar technologies to operate the site, analyse usage, and personalise content. You can control cookie settings in your browser. Examples of cookies we may use:

  • Essential: session cookies to keep you logged in during a visit.
  • Analytics: usage statistics to improve site structure and courses.
  • Marketing: optional tracking for ad performance (only if you consent).

6. Third-Party Services

We use trusted third-party processors for payments (e.g. Razorpay/PayU), hosting, email delivery, and analytics. These providers have their own privacy policies and process personal data only as instructed by us. We do not sell personal data to third parties.

7. Security

We implement reasonable technical and organisational measures to protect personal data (TLS/HTTPS, access controls, encryption for sensitive backups). However, no internet transmission is 100% secure — if you suspect a breach, contact us immediately.

8. Your Rights

You may have rights to access, correct, or delete your personal data, object to processing or request portability where applicable. Requests will be handled in accordance with applicable law — please verify your identity when making requests.

9. Contact

For privacy queries or requests, contact:

ASGSB & Associates (CAnearby)
Email: info@canearby.com
Phone / WhatsApp: +91 83368 25469
Address: Add your registered office address here.

Example (to the point): If a student requests deletion of course progress data, we verify identity and delete within 30 days unless retention is required for compliance (e.g., certificate records).

Terms & Conditions

Last updated: 16 October 2025

1. Agreement

These Terms & Conditions ("Terms") govern your use of canearby.com and the services provided by ASGSB & Associates ("we", "us"). By using the website, engaging our services, or enrolling in ASG Learning, you agree to these Terms.

2. Services Provided

We provide professional services including but not limited to accounting, audits, tax advisory, GST filings, tax audits, ROC filings, and training (ASG Learning). Service scope will be set out in individual engagement letters or course enrolment confirmations.

3. Engagement & Deliverables

Before starting any work, we will send a proposal or engagement letter that outlines deliverables, timelines, fees, and information required from you. You must provide accurate information and required documents. Any delay caused by incomplete information may change timelines or fees.

4. Fees & Payments

Fees are as per the proposal or course fee schedule. Payments are collected via authorised payment gateways. Refunds for training programs follow our refund policy (see example below). For consultancy, a portion may be charged as advance and non-refundable if work has commenced.

Example refund policy (suggested): Full refund if cancelled 7 days before course start. 50% refund if cancelled 48–7 hours before start. No refund after course begins. Specifics to be set per course.

5. Intellectual Property

All content on the website and training materials are owned by ASGSB & Associates / ASG Learning or used under licence. You may use provided materials for personal learning only. Redistribution, resale, or commercial use is prohibited without written permission.

6. Confidentiality

We will treat client information as confidential and will not disclose it except as required by law, with your consent, or to professional advisors bound by confidentiality. For audits and tax work, some data may be shared with statutory authorities as required.

7. Limitation of Liability

To the maximum extent permitted by law, our liability for any claim arising from our services is limited to the fees paid for the relevant service. We are not liable for indirect, special or consequential losses. Professional indemnity insurance may apply — please ask for details if required.

8. Disclaimer

Information on this site is for general guidance only and does not constitute specific professional advice. For personalised advice, engage us through an engagement letter.

9. Student & Training Terms (ASG Learning)

  • Enrolment: Students must complete the enrolment form and pay fees as specified.
  • Attendance & Certification: Certificates are issued upon completion and assessment where applicable.
  • Conduct: Students are expected to follow conduct rules; breach may lead to removal without refund.
  • Internships & Live Projects: Placement or practical exposure is subject to availability and terms outlined in the course brochure.

10. Termination

Either party may terminate the engagement as per the engagement letter. On termination, outstanding fees up to date become payable and any client data will be returned or archived per our retention policy.

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of India. Disputes will be referred first to mediation, then to the competent courts in Kolkata, India.

12. Changes to Terms

We may update these Terms from time to time. Material changes will be communicated on the website and via email where applicable.

13. Contact & Acceptance

If you have questions about these Terms or the Privacy Policy, contact us at info@canearby.com or +91 83368 25469. By using our services or website you confirm acceptance of these Terms.